Required by Law....Needed by All.
You are required by law to have workers compensation insurance to cover medical treatment, lost wages, and permanent disability benefits to employees injured on the job, regardless of who was at fault.
Many people think their General Liability policy will cover employees injured on the job, but this is not the case! Only Workers’ Comp. Insurance covers your employees’ medical expenses if they get hurt or injured while working.
Work injuries include both accidents and illnesses. A work accident can occur when an employee slips, falls, is hit or cut by an object, is involved in a vehicle collision, or strains while reaching or picking up a heavy object. Work accidents also include injuries caused by chemicals, fumes, and other toxic substances. Work-related illnesses can include respiratory conditions (such as coughs, asthma, and lung disease), rashes, poisoning, hearing loss, and even cancer.
Some benefits of obtaining your WC policy through an agent include:
· 15% savings by staying out of the state pool.
· Flexible payment options , including Pay-As-You-Go solutions
· Managed Care Credits
Contact us today for your free, no-obligation quote email@example.com
or call us at 908-237-1800
Alternatively, CLICK HERE
to print and complete the quick quote form and fax it to 908-788-2054 or email it to firstname.lastname@example.org