So we've all seen the TV commercials touting Progressive's SnapShot product. What is it? How does it work? Watch this first:
I gave in to the hype and decided the only logical thing to do was test it. I mean, we are an insruance agency that sells the product- how else can we explain it to our customers? So I went online & signed up for a 30 day test trial. A few days later the little box arrived in the mail & I plugged it into my car (super easy- it was almost impossible to miss the port in my 2005 Nissan Altima) and off I went. The program tracks three things:
- Hard Brakes
- Rapid Acceleration
- Miles Driven per Day
It was a little weird getting used to the thing- I keep see it blinking in the corner of my eye. And, NJ drivers being how we are, it beep at me a lot when I slammed on my brakes to miss the... kind person who cut me off at the intersection. Or when I was going around the circle and the PA driver tried to take out the tractor trailer in the center...
I logged on to the website to see it tracking- is gives out badges like Foursquare when you hit certain milestones (first logon, 3 days without driving, 10 days with no hard brakes.) It lets you know where you can use some improvement, where you're "Excellent", and you're projected savings. At the end of the 30 days, you can send the device back or keep it for a $50 charge. You can also choose to purchase the Progressive Auto Insurance policy at the new discounted price or decline the quote. It's definitely worth at least a trial run if you have a 2nd or 3rd car that you only use on weekends- the discount can get upto 30%, so the price of that vehicle could be extremely low. And hey, you never know unless you try! Contact your favorite insurance agency to find out more!